Working Capital

Working capital is typically used as a financial metric to determine the financial health of a business by evaluating current assets less current liabilities. Current assets are items that can quickly be converted to cash, while current liabilities are short-term obligations due within one year.

Working capital loans provide a sense of financial security when it comes to making healthy business decisions. These types of loans are designed to finance the everyday operations within your business.

Merchant Cash Advance

Qualifications:
• Been in business for at least 1 month
• Not in active BK
• Min. $5,000 a month in credit card sales

We only require that your business has been processing credit cards for 60 days and that you process a minimum of $5,000 per month.

Square Auto Repayment

Repay your loan with a fixed percentage of your daily card sales. Pay more when you’re busy and less if things slow down.

You’ll always know how much you’re going to pay—the total amount you owe never changes. One flat fee.

• Term Loan from 1-5 years
• Rates 5.49% to 23.29%
• Origination Fee: 0.99% to 6.99%

A one–off fee to cover our costs of evaluating and originating your loan. The fee is based on the strength of your credit profile and is deducted from your total loan proceeds, which means you do not pay this fee if you do not receive a loan.

Prepayment Fee: None. Unlike other lenders, we don’t charge you anything if you repay your entire loan early.

Loans From 25K to 500K

Qualifications: 680 Fico+ 2 Years of Business tax returns; 1 year Personal Tax returns; 6 Months of Business bank statements.

Time to Fund: 3-7 Business days

Term Loan
844-601-8711
Free quote

17216 Saticoy St., Suite 152

Lake Balboa, CA 91406

T:  424-340-4008

E:  info@americapitaldirect.com